First Time Home Buyers 

Buying your first home is an exciting milestone — and one of the most significant financial decisions you'll ever make. Toronto's dynamic real estate market offers a wide range of options, from charming detached homes in family-friendly neighbourhoods to modern condos in the heart of the city. As a first-time buyer, you may qualify for valuable programs like the First Home Savings Account (FHSA), the First-Time Home Buyer Incentive, and land transfer tax rebates that can make homeownership more accessible. Navigating listings, mortgage pre-approvals, and offer negotiations can feel overwhelming, but with the right guidance, the path to your first set of keys is clearer than you think.

Whether you're drawn to the vibrant energy of downtown Toronto or the quieter streets of Mississauga, Brampton, or Oakville, this region has a place to call home for every lifestyle and budget.

 

More info and resources

  • https://www.canada.ca/en/financial-consumer-agency/services/buying-home.html

Featured Listings

$1,799,000
6 Beds ⋅ 6 Baths ⋅ W13673794 MLS
Come & Check Out This Luxurious Custom Build Detached Home. Fully Renovated With Finished Basement + Sep Entrance. Approx. 3600 Sf, 4 + 2 Bedrooms, 6 Bathrooms , Large Walk-In Closet & Spa Bathroom In Master Ensuite, Large Eat In Kitchen With Ss Appliances. On A Large Pie Shaped Lot, Beautiful Stone Front Home W/9' Ceilings On First Floor, 8' On Second Floor, Large Deck & Custom Landscaping. Crown Molding And Wainscoting Through-Out. Basement W/2 Kitchens, 2 Bedrooms & 2 Bathrooms. The location is incredibly convenient, with easy access to Hwy 401,400, 427 and 407, which connects to the entire GTA.

4 Byng Avenue, Toronto
$618,000
2 Beds ⋅ 2 Baths ⋅ C13673782 MLS
One Parking Included! Ready to move in! 2-bedroom, 2-bathroom southeast-corner unit featuring windows in both bedrooms, offering abundant natural light throughout. Located in the heart of downtown Toronto at Church & Dundas. Offers 720 sq. ft. of interior living space plus two private balconies with city views. Includes one parking space. The layout features 9-foot smooth ceilings and flooring throughout. The open concept living and dining room is filled with natural light, and the kitchen is equipped with quartz countertops, full-height tile backsplash, under-cabinet lighting, and stainless steel appliances. Both bedrooms are well-proportioned with large windows and closets. Primary en-suite bath with a glass shower, quartz counters, and porcelain flooring. The primary bathroom features a deep soaker tub and a modern vanity. Enjoy 14,000 sq. ft. of indoor and outdoor amenities including a fitness centre, yoga room, steam room, sauna, party room, and BBQ area. Situated just steps from TMU, U of T, hospitals, and the Financial District. Steps from transit, boutique shops, restaurants, and entertainment. TTC at your doorstep.

100 Dalhousie Street Unit 907, Toronto
$385,000
1 Beds ⋅ 1 Baths ⋅ C13673766 MLS
Welcome to Forest Hill Condo, Located At Bathurst And Eglinton With Direct TTC Access To Forest Hill Station. This SpaciousCondo Features A Sleek Kitchen With Modern Appliances, And Unobstructed View, Natural Light Through Large Windows. The Building OffersState-Of-The-Art Amenities Including Fitness Facilities, Co-Working Spaces, And Outdoor Terraces, All Within Close Proximity To Yorkdale MallAnd Top Private Schools, Making It A Perfect Choice For End-User Buyers And Investors. With The Added Assurance Of Being Brand New AndCovered By Full TARION Warranty!

2020 Bathurst Street Unit 1812, Toronto
$1,049,999
4 Beds ⋅ 2 Baths ⋅ E13673732 MLS
This beautifully finished solid-brick bungalow tucked away on a quiet, family-friendly crescent in sought-after Clairlea-Birchmount. Sitting on an impressive 50-ft frontage, this move-in-ready home features 3 bedrooms, hardwood flooring throughout and, a bright and inviting main floor; in addition to a finished one-bedroom lower level with a separate entrance, offering fantastic flexibility for extended family, guests, a home office or additional living space. Provisions for an extra kitchen is already roughed in for a second kitchen in the basement. The owners have already invested over $30,000 in professional design drawings and have obtained building permits, giving the next owner an exciting head start on future possibilities. Enjoy a private driveway with parking for multiple vehicles, a detached garage, and an unbeatable location surrounded by fantastic neighbors -just a 3-minute walk to the elementary school and only 7 minutes to the subway station, with parks, shopping and everyday amenities close by. A rare combination of location, lot size, lifestyle and future potential, perfect for first-time detached buyers, families looking to expand into their dream home, or investors looking for an exceptional opportunity in a wonderful Toronto neighborhood.

36 Vernadale Crescent, Toronto
$499,900
1 Beds ⋅ 1 Baths ⋅ C13673596 MLS
Experience Downtown Living At Its Finest In This Stylish 1-Bedroom Suite At 55 Mercer! Featuring Large Windows, A Bright Open-Concept Layout And Sleek Built-In Stainless Steel Appliances. Enjoy An Impressive Collection Of Amenities Including 24-Hour Concierge, State-Of-The-Art Fitness Centre With Peloton Pods, Yoga Studio, Sauna, Outdoor Basketball Court, Private Dining Room, Guest Suites, Party Room And Outdoor Lounge With BBQs And Firepit. Ideally Located In The Heart Of Toronto's Entertainment District, Steps To King Street Transit, Restaurants, Cafes, Theatres, TIFE Bell Lightbox, Rogers Centre, CN Tower, The financial District And PATH

55 Mercer Street Unit 2807, Toronto
$1,249,999
8 Beds ⋅ 2 Baths ⋅ W13673568 MLS
Exceptional Opportunity In The Heart Of Sought-After Long Branch! Situated On A Premium 33.25 X 125 Ft Lot, This Spacious Home Features 4 Bedrooms On The Main And Second Levels, Plus A Fully Finished 4-Bedroom Basement, Offering Exceptional Flexibility For Large Families, Multi-Generational Living, Or Strong Rental Income Potential. Surrounded By Custom Luxury Homes, This Property Presents An Incredible Opportunity To Renovate, Build Your Dream Home, Or Secure A Prime Long-Term Investment In One Of South Etobicoke's Fastest-Growing Waterfront Communities. Roof Replaced In 2020. Ideally Located Just Minutes From Lake Ontario, Waterfront Parks And Trails, Long Branch GO Station, Humber Polytechnic, Schools, Shopping, Restaurants, And Major Highways. A Rare Offering With Endless Possibilities In An Unbeatable Location.

30 Elder Avenue, Toronto
$628,000
2 Beds ⋅ 2 Baths ⋅ C13673562 MLS ⋅ Scala BLDG.
Luxurious Scala Condominiums by Tridel in the Bayview Village Community. Spacious One Bedroom Plus Den with 2 Full Baths. Den with Sliding Door can be Used as 2nd Bedroom. Smooth Ceiling with 9 Ft Ceiling Height. Floor to Ceiling Windows. Upgraded Quartz Counter Top with Matching Backsplash and Extra deep Undermount Sink.One Parking (P3-9) and One Locker (P3-401) are included.This Building Offer Great Amenities Including 24 Hours Concierge, Barbecue Facility, Outdoor Fireplace, Rooftop Garden with Pool, Indoor Pool, Gym, Yoga Studio, Spa, Movie Theatre, Party Room & Guest Suites. Great Location near Hwy 404/401, Leslie Subway, TTC/Go Transit, Shopping Mall, Restaurants, North York General Hospital, Short Walk to Park & Trail.

25 Adra Grado Way Unit 963, Toronto
$439,800
1 Beds ⋅ 1 Baths ⋅ C13673558 MLS ⋅ The Spectrum Condos BLDG.
Welcome Home to the Spectrum Condos! Located in the Heart of North York! Functional Living Space, Bright suite with clear view from your private East Facing Balcony. Perfect First-Time Homebuyer or Investment Opportunity! This building not only boast 5 Star amenities such as: 24 Hour Friendly Concierge, Gym, Sauna, Party Room, Guest Suites, BBQ Area, it's also surrounded by all necessities and amenities. Steps to great dining, shopping, theatre, Yonge Street subway, bus, Starbucks, grocery and more. Easy and fast access to HWY #401. Parking and Locker included. Live in comfort and Where You're Inspired!

30 Harrison Garden Boulevard Unit 1501, Toronto
$1,968,800
4 Beds ⋅ 5 Baths ⋅ C13673548 MLS
California-Style Bungalow Amongst Multi-Million dolor Homes.You Build Your Own Dream Home On A Gorgeous Lot. Main Floor Family & Sunroom, Crown Moulding. On Premium & Oversized Lot In A High-Demand Location. Close To Bayview Village Mall.

62 Northdale Road, Toronto
$795,000
2 Beds ⋅ 2 Baths ⋅ C13673524 MLS
Location Location Location ***Luxury Suite In Hermes Inspired & Designed Upscale Condo By Reputable Cresford Gorgeous 5 Star Condo Living Casa III*** 2 Bedroom/ 2 Washroom Designer Kitchen With European Appliances, Marble Counter Top In Washroom, Floor To Ceiling Windows, 9 Ft Ceiling, En Suite Stacked Washer/Dryer. Prime Downtown Toronto Location Close To Vibrant & Convenient Yonge St. & Steps To Subway Access, Bloor Subway Station Floor-To-Ceiling Windows, Close To Popular Restaurants; Soaring High Ceiling Lobby, Amenities Including Fully Equipped Gym, Rooftop Lounge, And Outdoor Pool.

50 Charles Street E Unit 4904, Toronto
$1,288,000
4 Beds ⋅ 2 Baths ⋅ C13673522 MLS
Vintage Soul with a Modern Twist. A charming, deceptively spacious retreat tucked onto a picturesque Willowdale Street. Set on a deep 50 x 146 ft lot with no rear neighbours, the home looks onto lush greenery, offering a rare sense of privacy that feels miles away from the city. Yet, you are a mere five-minute stroll from the Yonge Subway line and the North York Civic Centre's Vibrant hub of a pool, library, farmer's market, and winter skating rink. Inside, its quaint facade fives way to unexpected space filled with natural light from large main and lower level walk-outs. Original character blends seamlessly with thoughtful interior updates: refinished hardwoods, a stunning glass staircase, refreshed tilework, a newly enclosed kitchen layout for a bit of classic separation, and an improved bathroom and pantry. Practical upgrades like a new washer/dryer and upgraded HVAC offer total peace of mind. There is room to add your touch, but no rush. Live here, breathe, and let this special home reveal itself to you.

204 Ellerslie Avenue, Toronto
$415,000
1 Beds ⋅ 1 Baths ⋅ C13673490 MLS
Welcome To 55 Mercer, Nestled In The Heart Of The Entertainment District. This Brand New 1 Bedroom 515 Sqft. With Open-Concept Layout Seamlessly Connects The Living, Dining, And Kitchen Areas, Perfect For Entertaining Or Relaxing. Large Windows Flood TheSpace With Natural Light, Creating An Inviting Atmosphere. Enjoy Access To 3 Floors Of State-Of-The-Art Fitness Facilities, Co-Working Spaces,Rooftop Garden, And Party Room. Steps Away From TIFF, Rogers Centre, And CN Tower, Nobu, Along With World-Class Shopping, Restaurants,And Cafes. *Experience The Best Of City Living Today!* Brand New And Covered By Full TARION Warranty!

55 Mercer Street Unit 318, Toronto
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